About P2PforYou
An independent comparison site run by investors, not by a marketing agency.
Who we are
P2PforYou began as a YouTube channel testing European P2P platforms and documenting what actually happened — including the parts that did not work. This site is the written, searchable version of that work, kept current every day.
How the score is calculated
Every platform is scored 0–10 by an algorithm, not by a person deciding how it feels. Six weighted dimensions go in: regulation (30%), track record (25%), transparency (15%), liquidity (15%), diversification (10%) and yield sanity (5%). The last one is a penalty, not a reward — an unusually high advertised return is a price somebody set for risk they measured and you cannot see. Each input is a documented fact, the weights are published, and the whole calculation is open for you to disagree with.
How we make money
Some links on this site are partner links. If you open an account through one, we may receive a commission from the platform — at no additional cost to you. This funds the testing. It does not buy a rating, a ranking position, or the removal of criticism. Platforms we rate poorly still carry partner links, and platforms that pay nothing still appear in the table.
Contact
Corrections, platform data and press enquiries are welcome. If we have a figure wrong, tell us and we will fix it and date the correction.