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Nectaro

Latvia · Consumer · Founded 2023

Our score

6.3

Average return

14.0%

advertised maximum

Our verdict

Nectaro is the investment-firm-licensed vehicle of the DelfinGroup, an established and listed Latvian lender — which is a stronger starting position than most new platforms have. But the platform itself launched in 2023, has no meaningful independent track record, and is entirely dependent on one originator group. We have not yet invested here, so this score is provisional and weighted down accordingly. The licence is genuine; the operating history is not there yet.

What works

  • Holds an investment firm licence in Latvia — stronger than a plain crowdfunding permission
  • Backed by DelfinGroup, a publicly listed lender with audited accounts
  • Clear, simple interface and straightforward buyback terms
  • Being listed means the parent's financials are genuinely public

What doesn't

  • Launched 2023 — almost no operating history
  • Complete dependency on a single originator group
  • No secondary market
  • We have not yet invested our own capital here, so the score is provisional

Who this is for

Investors comfortable with a licensed but very young platform whose parent is publicly listed. Wait for more history if you want a core position.

How the score breaks down

How this score is calculated
Regulation30%10.0/10
Track record25%4.8/10
Transparency15%5.2/10
Liquidity15%5.0/10
Diversification10%3.5/10
Yield sanity5%5.3/10

Each dimension is scored 0–10 from documented inputs, then multiplied by its weight and summed. Nothing is rounded until the end.

Figure taken from: nectaro.eu · Sep 18, 2026 · Advertises up to 14%; investment brokerage licence 27-55/2023/3; investor compensation up to €20,000

Terms & conditions tracker

We re-read the public terms of this platform every day and log what changed.

No changes recorded in the last 90 days.

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